Financial Aid
at Mayland Community College
 The Financial Aid Office, a part of MCC’s Student Development, provides a variety of services to students seeking assistance with the finances of attending college. This section of our online catalog provides basic information on financial aid programs, application procedures and deadlines.
Tuition, Fees & Expenses
Information on tuition and fees for attending Mayland Community College can be found here, while cost estimates for a full-time student attending MCC are available here.
Topics covered in the Financial Aid section:
Financial Aid
 You can access our financial aid Website here.
Mayland Community College seeks to provide financial assistance to students who otherwise would not be able to continue their education. Types of aid available include scholarships, grants, part-time work, child care and tax credits. All students are encouraged to apply for financial assistance. Counselors in Student Development are available to advise students in applying for financial aid.
Disbursement Schedule
All checks are to be picked up at the Cashier’s window located in Gwaltney Hall [map]. A signature and photo ID are required when picking up a check.
Pell Grant Disbursement Schedule for 2007-2008
- Fall Semester September 21, 2007
- Spring Semester February 8, 2008
- Summer Semester June 21, 2008
For all other Financial Aid checks please check your LEO account for
disbursement information.
Eligibility Regulations and Requirements
Students who receive Title IV federal aid and then drop out before the 60% point of the semester will be required to pay back a percentage of the aid. Failure to repay will result in the loss of eligibility for further Title IV aid until the amount due is repaid in full.
Student eligibility for financial assistance is determined by the Free Application for Federal Student Aid and the Mayland Community College Scholarship Application. All information received in the MCC Financial Aid Office will remain confidential. Awards are made according to federal, state and local regulations and are determined by subtracting the expected family contribution (EFC) from the total educational cost (COA). Information submitted may be subject to documented verification.
The school reserves the right to review and make adjustments to awards if the student becomes overawarded, if the student’s resources change, or if there are other changes in the student’s financial need.
Students in default of a student loan or repayment of a grant cannot be awarded financial aid under Title IV Federal Regulations.
Students receiving financial assistance are required to demonstrate academic progress, as well as earn a minimum of 24 credit hours per academic year when receiving financial aid as a full-time student, 18 credit hours per academic year when receiving financial aid as a three-quarters time student, and 12 credit hours per academic year when receiving financial aid as a half-time student.
Students who lose their financial aid may re-establish their eligibility by completing 6 credit hours in a semester with a 2.00 GPA without the benefit of financial assistance.
Financial aid awards are not made on the basis of any disability, race, color, sex or national/ethnic origin.
If a student's financial aid award has not been approved by Mayland, 100% payment will be expected no later than Registration Day. Failure to do so will result in the student being removed from his/her classes.
Due to federal regulations, if you are in a certificate or diploma program then clock hour to credit hour conversions are required which could reduce the Pell amount awarded.
The Basic Law Enforcement Training (BLET) certificate program is a one-time, one-semester Pell award.
Application Procedures
Grants and Work Study
Students applying for all financial aid should file the Free Application for Federal Student Aid (FAFSA). This application is used to determine eligibility for all federal aid, including: Pell Grants, College Work-Study, and the Supplemental Educational Opportunity Grant (SEOG). It also is used to determine eligibility for the North Carolina State Incentive Grant and the North Carolina Community College Grant. There is no fee charged to process this application.
For MCC students who wish to enroll in RAVEN (Regional Audio/Video Education Network) classes, the financial aid application process is similar to that for on-campus classes. Requirements for telecourses, Internet courses, and teleweb courses, which are all monitored by MCC instructors, are considered the same as normal classroom instruction.
However, courses from other colleges offered through FOLDER (Functioning Online Listing of Distance Education Resources) do have additional paperwork requirements. In order to receive any type of Title IV aid, these students must submit the following documentation:
- copy of registration form showing the course number, section number, course title, number of credit hours, and total charges;
- copy of tuition and fee payment receipt;
- confirmation by letter or e-mail from the course instructor that the student is enrolled and participating in the online class.
All students picking up Financial Aid Checks from the Business Office must present a form of Picture I.D.
All undergraduate nondegree Pell programs that have courses that will not transfer for full credit towards an associate's degree at Mayland Community College will be pro-rated using the clock hour conversion formula as regulated by the U.S. Department of Education.
Mayland Community College Scholarships
Any student who wishes to apply for a scholarship may complete the Mayland Community College Scholarship Application, which may be obtained at the Student Development window. Applications for scholarships awarded for Fall Semester must be received by the Student Development Office by June 15 . Applications for scholarships awarded for Spring Semester must be received by the Student Development Office by November 1.
All applications for financial aid are available in local area high school guidance offices and in the Student Development area of Gwaltney Hall on the MCC Main Campus in Spruce Pine.
Financial Aid Notification of Regulations and Requirements
Students applying for a PELL Grant may be chosen for a process called VERIFICATION. Students are randomly selected for verification by the Department of Education according to the application information. Financial aid will only be awarded when all verification has been completed. For balancing purposes, all verification information needs to be turned into the Financial Aid office by June 10 for each year. Failure to get all information in on time may affect a student’s financial aid.
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Satisfactory Progress Standards for Financial Aid
The Higher Education Act of 1965, as amended by Congress in 1980, mandates institutions of higher education to establish minimum standards of "satisfactory progress" for students receiving aid. For the purpose of maintaining consistency among all students receiving financial aid administered by the MCC Financial Aid Office, the standards are applicable to all financial aid programs including all federally sponsored Title IV programs.
Satisfactory Academic Progress Policy for Financial Aid Recipients
Definition for Satisfactory Academic Progress (SAP)
To initially receive or continue to receive financial aid at Mayland Community College, a student must demonstrate satisfactory academic progress by maintaining at or above a 2.0 cumulative grade point average (GPA), with a 66 percent or greater completion rate of attempted credit hours.
Federal and state regulations require that students receiving financial aid maintain Satisfactory Academic Progress (SAP). Mayland Community College applies these standards to all federal and state financial aid funds in order to maintain a consistent procedure for all students receiving assistance.
In order to be eligible for financial aid, students must meet the following minimum guidelines:
- Qualitative Standard – Must not be suspended according to the College’s
academic suspension procedure. In addition, a student must maintain a
cumulative grade point average of 2.0.
- Quantitative Standard – Must earn 66 percent of the total cumulative credit
hours attempted (e.g., if the student has attempted 50 credit hours, the student must have earned credit for at least 33 hours). The number of hours attempted is defined as the total cumulative number of credit hours for which the student was enrolled at the general 10% point of each term. The total number of ours earned is defined as the total cumulative number of credit hours from each term at MCC for which the student received a passing grade as noted on the student’s academic transcript.
- Maximum Time Frame – Must complete program of study in a time frame not to exceed 150 percent of the published length of the program for full-time students. This will be measured in credit hours (e.g., if the academic program length requires 60 credit hours, maximum time frame cannot exceed 90 credit hours attempted).
It is the responsibility of the student to be aware of his/her Satisfactory Academic Progress status for financial aid eligibility. To determine a student’s academic progress status and eligibility for financial aid, the student’s academic record is evaluated at the end of each semester.
Financial aid recipients will be granted a two-semester period following the first semester of failure to regain cumulative satisfactory academic progress. The first term after failure to make satisfactory academic progress is known as “monitoring” status. If satisfactory academic progress is not regained, the next term is known as “probationary” status. During the monitoring and probationary status periods, a student may continue to receive financial aid provided he/she is otherwise eligible. Students are expected to use this period to work on re-establishing satisfactory academic progress.
If, at the end of the monitoring and/or probation periods, the student is able to re-establish satisfactory academic progress, the probation is lifted. After these two terms, if satisfactory academic progress has not been regained, he/she is placed in “unsatisfactory” status and the student is no longer eligible for financial aid until their progress is again satisfactory.
A student who does not meet the academic requirements for financial aid eligibility at the end of the probationary semester may attend the next semester(s) (without financial aid) in order to make up the deficiencies (2.0 grade-point average and 66% completion rate). This only applies if the student has not been placed on academic suspension. A student also has the option of applying for an Appeal of Financial Aid Termination if the student feels he/she demonstrates mitigating circumstances that prevented them from reaching satisfactory academic progress; such as a death of a relative, student or family illness or injury. Documentation is required and the appeal process must be followed for the appeal to be reviewed by the Financial Aid Appeals Committee.
When a student re-enters college or changes majors, prior credits applying to the current major will be calculated in the required 150 percent time frame.
Satisfactory Academic Progress
The specific procedures for applying the satisfactory progress standards are outlined below:
- Satisfactory progress will be evaluated prior to each payment period on a
semester basis.
- Grades of "F," "I," "WF," "W," "WP," "SP" and "Y" will not qualify as successful completion of credit hours attempted.
- Repeated courses for which the student initially received a grade of "I" and was paid will not qualify for repayment. Likewise, courses repeated that were previously completed with an "A" will not qualify for repayment.
- Audited classes are not counted in the number of hours to be considered when determining enrollment status for Pell Grant calculation and other financial aid.
- Transfer credits from other post-secondary institutions will be used to determine satisfactory progress.
- Except for courses in English as a Second Language, up to 30 credit hours worth of non-credit or reduced credit remedial coursework may qualify for payment.
- A student who fails to demonstrate satisfactory progress, as defined, will forfeit all financial aid awarded and disbursements will be terminated.
- The maximum enrollment time frame will be pro-rated for those students who enroll on a less than full-time basis.
Appeal of Financial Aid Termination
To appeal financial aid termination, a student must be able to demonstrate mitigating circumstances. The procedure for appeal is:
- A student will indicate in writing to the Director of Financial Aid the reasons why satisfactory progress was not met and why financial aid should not be terminated. Documentation to support the appeal is required.
- Within five working days, the Director of Financial Aid will call a meeting of
the Financial Aid Committee to review the appeal to determine whether termination of aid is justified. The student will be advised of the decision in writing within five working days of the meeting.
- If the student disagrees with the finding of the committee, the student may file a grievance using the Student Grievance Policy.
Reinstatement of Financial Aid Eligibility
Should a student lose financial aid eligibility by not meeting the satisfactory academic progress definition, termination will continue until the student regains academic satisfactory progress.
Types of Aid
Federal Pell Grant Program
The purpose of the Federal Pell Grant is to provide eligible students with a
foundation of financial aid for post-secondary education. Any student working
toward a degree/diploma/certificate may be eligible for the grant, which ranges
from $400-$4310, depending on the number of credit hours enrolled each
semester and the Expected Family Contribution (EFC) as calculated by the
Department of Education.
Federal Supplemental Educational Opportunity Grant
This grant is for students demonstrating exceptional need to meet their costs of education.
Federal College Work-Study Program
This aid is intended to provide eligible students employment to assist in paying their expenses to attend college. The MCC Financial Aid Office endeavors to assign the student to work in an area related to intended career objectives. A student must be eligible to receive a Pell Grant in order to be eligible to receive Work-Study aid.
North Carolina Student Incentive Grant
Students with exceptional financial need may receive a NCSIG. The requirement for consideration of the NCSIG is to complete the Free Application for Federal Student Aid (FAFSA) by March 15 each year. No other form is required.
North Carolina Community College Grant
The North Carolina Community College Grant is funded by an appropriation made by the North Carolina General Assembly in 1999 and provides the largest financial need-based student assistance program in the history of the North Carolina Community College System. It is the intent of the General Assembly that the Community College System make these financial aid funds available to the neediest students who are not eligible for other financial aid programs that cover their required educational expenses. Students who are ineligible to receive a full Pell Grant award are considered for this need-based grant. A requirement for consideration of the NCCCG is to complete the FAFSA by March 15 each year.
North Carolina Education Lottery Scholarship
The North Carolina Education Lottery Scholarship (NCELS) program was created
by the 2005 General Assembly to provide financial assistance to NC students
with need, who attend eligible colleges located within the state of North Carolina.
This scholarship is offered by the North Carolina State Education Assistance
Authority through College Foundation, Inc.
An applicant must: 1) be a NC resident for tuition purposes; 2) meet all the
eligibility requirements for a Federal Pell grant, except the Expected Family
Contribution (EFC) requirement; and 3) enroll for a least six credit hours per
semester as an undergraduate student in a degree, certificate or diploma
program at an eligible North Carolina post-secondary institution; 4) the student
must meet the Satisfactory Academic Progress (SAP) requirements of the
institution they are attending.
NC Education Lottery scholarship is not offered for the summer semesters.
The only application for this funding is to apply using the FAFSA application.
Academic Competitiveness Grant
Academic Competitiveness Grant (ACG) was authorized in February of 2006
under the Higher Education Reconciliation Act of 2005 (HERA), and was
implemented on July 1, 2006.
Purpose of the grant is to encourage well –prepared student to finish their
degrees on time and in areas that contribute to American competitiveness in a
global economy.
An applicant must: 1) be a US Citizen; 2) Full time enrollment status; 3) be in an
eligible degree program; 4) must be Pell eligible; 5) must demonstrate need; 6)
must meet the Satisfactory Academic Progress (SAP) requirements of the
institution they are attending.
Grant levels are fixed amounts set at: 1) $750.00 for first year students 2)
$1,300.00 for second year students. Progression based on Title IV definition of
academic year.
The student must have graduated from a rigorous program of study while in high
school such as College Tech Prep, or NC Scholars Initiative to be eligible for the
ACG. For the first year ACG students must have completed the rigorous
program after January 1, 2006 and for the second year ACG students must have
completed by January 1, 2005. A second year ACG student is also required to
obtain at least a 3.0 GPA at the end of their first academic year to remain eligible.
Scholarships
A number of scholarships are available at Mayland and eligibility requirements vary. Scholarship applications may be picked up and turned in after completion at the Student Development window. Applications for miscellaneous scholarships from various sources are posted on the Financial Aid Bulletin Board near the Financial Aid Office (Room 148 [map]). The financial aid page on the MCC Website contains links to several financial aid resources on the Internet.
Tax Initiatives
 On August 5, 1997, President Clinton signed into law the Taxpayer Relief Act of 1997, putting into place some ways through the tax structure that students can reduce their costs of education. Included under this act are the Education IRA, the Hope Scholarship Credit, Lifetime Learning Credit, and Student Loan Interest Deductions.
For additional information on these tax incentives, call 1-800-4-FED-AID or seek advice from your tax consultant or the IRS. You may also visit the IRS Website at www.irs.ustreas.gov and click on “Tax Info For You” at the bottom of the webpage.
- EDUCATION IRA: This is a trust or custodial account that is created exclusively for the purpose of paying the qualified higher education expenses of the designated beneficiary of the account. Taxpayers, including the designated beneficiary, may deposit up to $500 per year, tax-free until withdrawal, into an Education IRA for anyone under the age of 18. Also, no tax is owed upon withdrawal from the IRA account unless the amount withdrawn is greater than the cost of the student’s qualified higher education expenses.
- HOPE SCHOLARSHIP TAX CREDIT: Taxpayers may be able to claim this credit for any out-of-pocket tuition and fees paid during the first two years of any family member’s post-secondary education. The maximum credit a taxpayer may receive is $1,500 times the number of first- and second-year post-secondary students in the taxpayer’s family. Individual taxpayers with $50,000 and above adjusted gross income, and taxpayers filing jointly with $100,000 and above adjusted gross income are ineligible.
- LIFETIME LEARNING CREDIT: This credit may be claimed for out-of-pocket tuition and fees paid for any students in the taxpayer’s family. Even though a taxpayer may not claim a Hope Scholarship credit and a Lifetime Learning Credit for the same student in the same year, there is no limit to the number of years in which a Lifetime Learning Credit may be claimed for each student. Adjusted Gross Income eligibility limits are the same as those for the Hope Scholarship Tax Credit.
Resources
Vocational Rehabilitation
Students with exceptional need may be eligible for financial assistance under the provisions of U.S. Public Law 565. Prospective students who feel they may qualify for this aid should contact the nearest office of the North Carolina Department of Vocational Rehabilitation.
North Carolina Division of Veterans Affairs Scholarships
These scholarships are available to children of certain deceased, disabled or POW/MIA veterans. For further information, the student should contact the Veterans Service Officer in his/her home county.
Veterans Administration Benefits
Most curriculum programs offered by the College are approved for Veterans Administration educational assistance benefits. Veterans, dependents of veterans and war orphans may be eligible for VA benefits. For further information and assistance in establishing eligibility for educational benefits, the student should contact the Financial Aid Technician (room 145 in Gwaltney Hall [map]).
Veterans receiving VA benefits will be monitored under the same Satisfactory Progress Standards requirements as students who receive other financial aid.
Workforce Development Programs
Mayland Community College’s Workforce Development Programs provide training, education and employment programs funded through the federally funded Workforce Investment Act. The purpose is to prepare adults and dislocated workers for available employment opportunities through a variety of services that include:
- Information on local career opportunities
- Matching skills to jobs
- Scholarships for training
- On-the-Job Training
- Paid work experiences
- Job search skills
- Interviewing techniques and resume development
For more information, call 733-3901 in Avery County, 765-7758 in Mitchell County, and 682-7262 in Yancey County.
WIA Youth Services
WIA-funded programs provide services to both in-school and out-of-school youth combining year- round and summer training activities. These activities help eligible young people to achieve academic and employment success and to be prepared for lifelong learning through an array of options that will improve their educational and skill competencies and provide connections to employers.
The Get REAL (Resources Employment Advancement Learning) System of Services offers resources for youth up through the age of 21 to help plan a career, get job experience, get advice on how to climb the career ladder and learn job training and searching skills. Programs are administered through the JobLink Career Centers in Avery, Mitchell and Yancey Counties. For more information about these services call 733-3901 in Avery County, 765-7758 in Mitchell County, or 678-9612 in Yancey County.
Satisfactory Academic Progress Standards
for Financial Aid Recipients
Definition for Satisfactory Academic Progress (SAP)
(updated Friday, August 11, 2006)
To initially receive or continue to receive financial aid at Mayland Community College, a student must demonstrate satisfactory academic progress by maintaining at or above a 2.0 cumulative grade point average (GPA), with a 66 percent or greater completion rate of attempted credit hours.
Federal and state regulations require that students receiving financial aid maintain Satisfactory Academic Progress (SAP). Mayland Community College applies these standards to all federal and state financial aid funds in order to maintain a consistent procedure for all students receiving assistance.
In order to be eligible for financial aid, students must meet the following minimum guidelines:
- Qualitative Standard – Must not be suspended according to the College’s academic suspension procedure. In addition, a student must maintain a cumulative grade point average of 2.0.
- Quantitative Standard – Must earn 66 percent of the total cumulative credit hours attempted (e.g., if the student has attempted 50 credit hours, the student must have earned credit for at least 33 hours). The number of hours attempted is defined as the total cumulative number of credit hours for which the student was enrolled at the general 10% point of each term. The total number of ours earned is defined as the total cumulative number of credit hours from each term at MCC for which the student received a passing grade as noted on the student’s academic transcript.
- Maximum Time Frame – Must complete program of study in a time frame not to exceed 150 percent of the published length of the program for full-time students. This will be measured in credit hours (e.g., if the academic program length requires 60 credit hours, maximum time frame cannot exceed 90 credit hours attempted).
It is the responsibility of the student to be aware of his/her Satisfactory Academic Progress status for financial aid eligibility. To determine a student’s academic progress status and eligibility for financial aid, the student’s academic record is evaluated at the end of each semester.
Financial aid recipients will be granted a two-semester period following the first semester of failure to regain cumulative satisfactory academic progress. The first term after failure to make satisfactory academic progress is known as “monitoring” status. If satisfactory academic progress is not regained, the next term is known as “probationary” status. During the monitoring and probationary status periods, a student may continue to receive financial aid provided he/she is otherwise eligible. Students are expected to use this period to work on re-establishing satisfactory academic progress.
If, at the end of the monitoring and/or probation periods, the student is able to re-establish satisfactory academic progress, the probation is lifted. After these two terms, if satisfactory academic progress has not been regained, he/she is placed in “unsatisfactory” status and the student is no longer eligible for financial aid until their progress is again satisfactory.
A student who does not meet the academic requirements for financial aid eligibility at the end of the probationary semester may attend the next semester(s) (without financial aid) in order to make up the deficiencies (2.0 grade-point average and 66% completion rate). This only applies if the student has not been placed on academic suspension. A student also has the option of applying for an Appeal of Financial Aid Termination if the student feels he/she demonstrates mitigating circumstances that prevented them from reaching satisfactory academic progress; such as a death of a relative, student or family illness or injury. Documentation is required and the appeal process must be followed for the appeal to be reviewed by the Financial Aid Appeals Committee.
Estimated Cost of Attendance
The following are annual estimated student expenses for a full-time, fall and spring semester student at MCC.
|
*Dependent |
*Independent |
| Tuition and Fees |
1,229.00 |
1,229.00 |
| Books and Supplies |
2,200.00 |
2,200.00 |
| Room, board |
2,564.00 |
5,100.00 |
| Personal, miscellaneous |
1,500.00 |
1,500.00 |
| Transportation |
4,680.00 |
4,680.00 |
| TOTAL |
$12,173.00 |
$14,709.00 |
| * Some students may need to add the cost of out-of-state tuition or child care to these estimated expenses. |
Special Notice
This Catalog contains a current description of Mayland Community College. It may be changed from time to time to carry out the purposes and objectives of the College. Important changes in fees, dates, programs and policies will be publicized to the student body and reflected in the next issue of the Catalog and the Catalog Addendum. It is not a contract.
page updated
January 15, 2008
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